Earthquake Insurance in Summerville, SC | The Farnsworth Family Agency

As a Summerville neighbor, you know we usually prepare for hurricane season. But did you know our town sits right on a major fault line? The Middleton Place–Summerville Seismic Zone is one of the most active spots for shakes on the East Coast.

At The Farnsworth Family Agency, we believe you deserve to know exactly what is protected and what isn't before the ground starts to move.

Why Your Standard Home Policy Isn't Enough

Most people are surprised to learn that standard home insurance does not cover earthquake damage. If a quake hits tomorrow, you could be responsible for 100% of the repair costs.

Adding earthquake coverage to your policy ensures that if a disaster happens, you aren't left starting over from scratch.

What Does This Coverage Do for You?

We want our customers to feel secure. A good earthquake policy covers three big areas:

• Your Structure: Pays to fix your foundation, walls, and roof.

• Your Belongings: Helps replace furniture, clothes, and electronics damaged in the shake.

• Living Expenses: If your home is unsafe to live in, this pays for a hotel and meals while it is being fixed.

Why Choose a Local, Family-Owned Agency?

Justin Farnsworth and our team live and work right here in Summerville. We aren't a giant, nameless corporation. We are your neighbors, and we treat you like family.

• Human-to-Human Service: You won't deal with robots. You'll talk to a real person who knows the Lowcountry.

• Expert Advice: With Justin’s background in engineering and the Navy, our agency looks at your protection with a technical, detailed eye.

• Fast Growing and Respected: There is a reason more folks across South Carolina are choosing us. We do things the right way.

Simple Answers to Common Questions

Is it hard to get?

Not at all. We can usually add it to your current plan with a quick phone call. However, if a small tremor happens, companies often "lock" new policies for a few weeks, so it is better to get it now.

How much does it cost?

Prices vary based on how your home is built, but it is often much more affordable than people guess. We can run the numbers for you in minutes.

Ready to Secure Your Home?

Don't wait for the next rumble to check your coverage. Let our team give you the peace of mind you deserve.

Call us today at (843) 821-4870 or visit us in Summerville. We look forward to helping you protect what matters most.

Get a Personalized Home Insurance Quote Today

Are you ready to protect your home sweet home? Contact The Farnsworth Family Agency today for a personalized quote. Discover the difference of working with a local partner who is dedicated to securing your home and the memories inside it.

Call or Text us at (843) 821-4870 Located in Summerville, SC | Serving all of South Carolina